EASY CREDIT APPLICATION
At OK Furniture’s Credit Centre, we understand that furnishing your home with quality pieces is an important investment, and we’re here to make it easier and more affordable for you. Our Credit Centre offers a range of flexible financing options designed to fit your budget and lifestyle, helping you bring home the furniture you love without the upfront financial pressure. Our Credit Centre works with trusted lending partners to offer competitive interest rates and flexible terms. We provide clear information about payment schedules, interest charges, and any other fees, so you can make an informed decision with confidence. Plus, our customer service team is always available to assist you throughout the financing process, answering any questions and guiding you every step of the way.
WHY SHOP ON CREDIT?
From low credit instalments to long-term payments, it's the flexibility your budget needs.
AFFORDABLE PAYMENTS
Give your budget a break with low deposits and easy monthly instalments.
LONG-TERM PLANS
We'll give you between 6 and 36 months to pay, tailoring your plan to fit your lifestyle
GUARANTEED LOW INSTALMENTS
You won't find lower instalments anywhere else, and that's a promise.
DO YOU QUALIFY?
In order to qualify for one of our proven best credit deals, you'll need to be:
A South African Citizen with a
valid SA ID or driver's license;
or
A foreign national with a
current work permit and valid
passport
18 years or older
APPLY FOR YOUR VERY OWN CREDIT PLAN TODAY
APPLY ONLINE
Step 1
Apply online by filling in our
application form.
Step 2
You will be notified by SMS
as to whether you qualify or
not. We will also send a
confirmation e-mail with your
result.
Step 3
Once approved, you can now
shop in-store.
SMS FOR CREDIT
Step 1
Want to shop on credit? You
are able to apply for credit
via SMS. To apply via SMS,
simply text "mycredit", along
with your name, surname
and ID number to 32075
(SMSs cost R1)
Step 2
As soon as you can do, one of
our friendly consultants will
be in touch to let you know
if you've qualified.
Step 3
If you do qualify for
OK Furniture credit, just
visit your nearest store with
a copy of your ID (or a valid
passport), as well as 3 months'
most recent payslips or bank
statements, proof of residence
no older than 3 months, and a
list of monthly expenses, in
order to complete your
application. If you aren't a
South African citizen, you'll
need to bring a copy of your
permit as well.
WHERE TO PAY
Make your OK Furniture credit account payments in-store, or at our Money Market counter inside Shoprite or Checkers. Or sign up for a debit order today!
WANT TO APPLY FOR CREDIT ONLINE INSTEAD? IT'S SO EASY! Click Here